How I decreased my monthly expenses by $312/month
$40 - Discontinued my gym membership after creating a workout I could do at home.
$60 - Ride the bus to work 4 times per week.
$80 - Have homemade meals with healthy inexpensive ingredients. Only eat out with friends.
$40 - Disconnect cable and switch to a less expensive Internet plan
$40 - Better car insurance
$32 - Less expensive cellphone plan
$20 - Other misc savings
$312 - Total monthly savings